Critical illness insurance pays a lump sum benefit if you are diagnosed with one of a specified list of diseases.

It provides necessary asset protection when you are faced with the financial impact of suffering a life-threatening illness. The following list highlights just a few of the applications for critical illness insurance:

Homemakers who don’t qualify for disability insurance

High-income earners who’ve exceeded their disability income participation limits

Elimination period "gap" coverage

Clients who don’t qualify for disability insurance because of occupation and/or the fact that they work from their homes

Key-person coverage

Corporate executive benefit

Mortgage coverage

If you would like to schedule a review to discuss Critical Illness Insurance and its suitability to your present situation and/or future needs, please contact us.